1. Initial Discovery
Our discovery process focuses on understanding your priorities and goals in order to better support them.
Paul Lukosius
Paul Lukosius
Senior Financial Planner
B.Comm.
CFP®
QAFP™
I go beyond building investment plans, I build personalized financial plans
Phone
Office Location
I have been working in the financial services industry since 2011, with a focus on fostering strong client relationships and helping customers achieve their personal financial goals.
I hold a Bachelor of Commerce, with a minor in Economics from McMaster University.
I look forward to working with you.
Certificates
B.Comm.
CFP®
QAFP™
Languages
English
Education
B.Comm. - Michael DeGroote School of Business, McMaster University
TD Wealth Financial Planning
Your priorities are important to us. We can work together towards your goals, and can help with:
Tax Planning
Work with us to assess and recommend strategies that can help to reduce your tax burden, and:
- Reduce your taxable income during your lifetime or upon passing away
- Explore income splitting strategies
- Take advantage of tax deductions and credits available to you
Retirement Planning
We can offer strategies to help you become retirement-ready by discussing questions like:
- How much income is needed for the retirement you aspire to?
- How can you save enough to fund your retirement?
- How can you reduce taxes during retirement?
- When should you start taking your government benefits?
Estate Planning
Estate planning helps ensure your wishes are carried out and is an effective way to benefit your heirs.
- Ensure you have an up-to-date Will and Power of Attorney
- Consider using executor services like a corporate executor or Power of Attorney for Property
- Transfer your wealth and help avoid any unintended consequences
4 steps to your financial roadmap for life
Our four-step process helps keep your financial plan aligned with your goals and circumstances as they change over time.
Your Financial Planning Experience
1.Initial Discovery
Our discovery process focuses on understanding your priorities and goals in order to better support them.
2.Your Financial Plan
Once we get to know you, we will work with you to develop a personalized financial plan to help you achieve your goals.
3.Our TD Specialists
When you need more, we’ll connect you to the right TD specialists who can help meet your diverse needs.
4.Regular Review Meetings
To ensure your financial plan evolves as you do, we’ll regularly review your priorities with you, helping you stay on track with your goals.
Your Financial Planning Experience
2. Your Financial Plan
Once we get to know you, we will work with you to develop a personalized financial plan to help you achieve your goals.
3. Our TD Specialists
When you need more, we’ll connect you to the right TD specialists who can help meet your diverse needs.
4. Regular Review Meetings
To ensure your financial plan evolves as you do, we’ll regularly review your priorities with you, helping you stay on track with your goals.
TD Wealth Financial Planning
Your priorities are important to us. We can work together towards your goals, and can help with:
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