Ralph Badran
Senior Financial Planner
FCSI®
BBA
F.Pl.
Building your financial future – together
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With over 10 years of experience in the financial services industry, I have been actively engaged in fostering strong client relationships and helping clients achieve their personal financial goals.
I hold a Master's in Business with a specialization in Finance and a Bachelor's degree in Accounting from Université de Montréal.
My commitment to continuous education has earned me the Financial Planner (F.PL.) designation conferred by the Institut Québécois de Planification financière, as well as the Fellow of Canadian Securities Institute (FCSI®) designation and Chartered Investment Manager (CIM®) designation from the Canadian Securities Institute. I also hold the Certified International Wealth Manager (CIWM) designation.
I look forward to exploring investment strategies and solutions with you as we work together towards your unique financial goals.
Certificates
FCSI®
BBA
F.Pl.
Languages
English
French
Arabic
Our Tailored Approach
I look at the big picture, where you're at and where you want to be, and then design a financial plan to help get you there.
Interesting articles to explore
Monthly Perspectives: August 2026 | A Year of Revelations
We argued that 2026 would be a year of revelations in which narratives would give way to execution and theory would be tested against reality. Since publishing our Year Ahead, we’ve come to describe this framework more explicitly as the Resilience Regime. Slightly more than halfway through the year, that framework still feels remarkably relevant.
TDAM: Tax & Retirement Planning Guide
At TD Asset Management Inc. (TDAM), we understand the importance of tax planning to investors. There are many tax-efficient investment vehicles available to Canadians to help maximize after-tax income and grow their investment portfolios.
Stepping into retirement: Preparing for the big transition
The transition from a successful career to this stage in life isn’t always easy.
Frequently asked questions
What does a financial planner do?
What to expect at my first meeting?
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Your Unique Goals
Knowing that you have a plan for tomorrow will help you concentrate on getting more out of life — today.
Working together every step of the way
Running a business and planning for the future can seem daunting, but it doesn't have to be. We will:
- Work with you to understand your priorities.
- Create a wealth plan that considers your financial picture.
- Schedule regular check-ins to track progress.
- Work with other TD specialists including, TD Small Business Banking and TD Commercial Banking, to help support your needs.
- Offer ongoing support to help you move forward confidently.
Start your medical or dental career off in the right direction
- Assess your financial situation and establish a budget
- Develop a debt management strategy
- Provide ongoing advice
Trending Articles
Stay informed and enhance your investment knowledge with our curated articles on the latest news, strategies and insights.
Bare trusts: What the 2026 reporting rules could mean for you
Article
Bare trusts: What the 2026 reporting rules could mean for you
Share a bank account with an aging parent? Helping a child qualify for a mortgage by being on title? Situations like these could be considered bare trusts and may require a tax return to be filed, even when no tax is owed. Nicole Ewing, Principal, Wealth Planning Office, TD Wealth, explains what you need to know and what exceptions could apply.
Location, leverage, lifestyle: Is an income property right for you?
Article
Location, leverage, lifestyle: Is an income property right for you?
Rental real estate can play a strategic role in building and preserving wealth. Here’s how discerning investors can evaluate its place in
their portfolio.
What would it take for Oscar and Lakshmi to retire five years early?
Article
What would it take for Oscar and Lakshmi to retire five years early?
They have savings, a pension, and valuable real estate. But leaving work at 60 means deciding which matters most: retiring early, spending comfortably, or keeping two properties.