Manan Kothari, Financial Planner,Toronto, ON

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Phone

Office

Office Location

320 Front St Toronto, ON M5V3B6. map

As a planner with TD Wealth Financial Planning, I am passionately committed to providing my clients a fully integrated financial plan that balances living life today with setting goals for tomorrow. I take the time to understand, not just their current financial circumstances, but also the objectives and motivations integral to it. Whether you are planning for retirement or starting a new business, I am here to help guide you every step of the way.

In my role, I focus on four key areas:

Build net worth – Identifying investment solutions that align to my clients’ evolving needs.
Implement tax-efficient strategies – Working with my clients to help create and structure their accounts to help reduce tax exposure while keeping income available for when it’s needed.
Protect what matters – Leveraging the expertise of TD specialists, I help integrate strategies to protect what matters to my clients.
Leave a legacy – Helping my clients to build a plan to effectively transfer their wealth.

Phone

Fax

(416) 586-1508

Certificates

CFP®

Languages

English

Hindi

Gujarati

TD Wealth Financial Planning

Your priorities are important to us. We can work together towards your goals, and can help with:

Retirement Planning

We can offer strategies to help you become retirement-ready by discussing questions like:

How much income is needed for the retirement you aspire to?
How can you save enough to fund your retirement?
How can you reduce taxes during retirement?
When should you start taking your government benefits?

Tax Planning

Work with us to assess and recommend strategies that can help to reduce your tax burden, and:

Reduce your taxable income during your lifetime or upon passing away
Explore income splitting strategies
Take advantage of tax deductions and credits available to you

Estate Planning

Estate planning helps ensure your wishes are carried out and is an effective way to benefit your heirs.

Ensure you have an up-to-date Will and Power of Attorney
Consider using executor services like a corporate executor or Power of Attorney for Property
Transfer your wealth and help avoid any unintended consequences

What We Do

We start by engaging in a balanced discovery conversation. We engage in a collaborative consultation to fully understand your financial needs, priorities and goals. Family, business and experience are all considered. With a deep understanding of your priorities, a lead advisor connects you with a core team of TD specialists with expertise in everything from investment, estate and trust planning and philanthropy, to business succession and tax planning.

Through our discovery process we’ll connect you to the right relationship manager, who based on your specific needs, will build a team of specialists around you to help achieve your vision of success.

At TD Wealth, we believe in taking the time to discover what truly matters to you. You’ll have access to a team of TD specialists, who will get to know what’s important to you before getting to your numbers. It’s private wealth management redefined, brought to you by one of the largest private wealth service providers in Canada.

What To Expect From TD Wealth Financial Planning

As a TD Wealth Financial Planning client, we will help develop a deep understanding of you and the needs, goals and priorities you have for yourself and your family. With that deep understanding, We will work with you to develop your personalized financial plan. And that’s just the beginning of our journey. Over time, we will be there to help guide you as your life evolves, celebrating milestones, helping you manage the unexpected and updating your plan as your circumstances change.

Our Solutions

Our solutions can help people meet their unique needs and make them feel more confident in their financial future.

TD Wealth Financial Planning 2024 Winter Offer

TD Wealth Financial Planning (including TD Wealth Financial Planning Direct) is offering a single award to any qualifying new or existing TD Wealth Financial Planning client, who is a Canadian resident of age of majority in their province or territory by March 1^st, 2024. The award is comprised of two components – the Initial Transfer Award and an Ongoing Transfer Award. This offer begins on November 1^st, 2023 and ends on March 1^st, 2024.

Initial Transfer Award Details:

To qualify for the Initial Transfer Award, a client must:

1. Transfer in $150,000 (CDN) or more in investable assets from another Canadian financial institution(s) or TD Canada Trust account, to their TD Wealth Financial Planning account(s) ("Qualifying Assets") by March 1^st, 2024, noting:

a. The Qualifying Assets must be in the TD Wealth Financial Planning account(s) by no later than March 1^st, 2024.

b. Transfers originating from existing TD Wealth Financial Planning, TD Direct Investing, TD Easy Trade™, TD Wealth Private Investment Advice, TD Wealth Private Trust and TD Wealth Private Investment Counsel accounts are not included in the Qualifying Assets.

c. Qualifying Assets must be transferred to a new or existing personal or spousal Registered Savings Plan (RSP), or personal or spousal Retirement Income Fund (RIF), Registered Education Savings Plan (RESP), or Tax-Free Savings Account (TFSA) ("registered")¹, or non-registered account types only (together, each a "Qualifying Account"). Investable assets exclude any securities that are restricted, subject to a cease trade order or that are non-listed and without independent evidence of current value acceptable to TD Wealth Financial Planning.

d. Qualifying Assets will be measured according to the combined value of Canadian and

U.S. denominated assets deposited in that account type. U.S. dollar balances will be converted into Canadian dollars to determine eligibility; and

e. Where a client transfers assets into multiple TD Wealth Financial Planning accounts, the Qualifying Assets will be calculated by combining the value of the assets transferred into those account(s) on the date the assets are deposited.

2. Withdrawals, de-registration or transfers of assets made from any qualifying TD Wealth Financial Planning account between November 1^st, 2023, and May 1^st, 2024 (the "Qualification Period") will be subtracted from the value of the Qualifying Assets. If such withdrawals, de-registrations, or transfers during the Qualification Period reduce the amount of the client's Qualifying Assets, the client may receive a lower award or no award based on the Initial Transfer Award description below. If the client makes contributions after March 1^st, 2024, withdrawals equal or less than the amount of those contributions will not affect the value of the Qualifying Assets.

The Initial Transfer Award portion of the award for Qualifying Assets of:

$150,000 to $299,999 is $300
$300,000 to $499,999 is $500; or
$500,000 or more is $800

Ongoing Transfer Award Details:

Clients are eligible to receive $200 for the Ongoing Transfer Award if they:

1. Qualify for the Initial Transfer Award portion of the award.

2. Set up or increase at least one Monthly Contribution Plan ("MCP") or Pre-Authorized Deposit ("PAD")² for transfer into at least one TD Wealth Financial Planning account noting:

a. The minimum set up amount for a new MCP or PAD must be $25 (CDN) for MCP and $25 (CDN) for PAD; and/or

b. Existing MCPs or PADs in Qualifying Accounts can be increased by any amount.

3. Complete the first transaction under the new MCP or PAD instructions by March 1^st, 2024.

Small Business Month: Learn how TD Wealth supports small businesses