Karen Gemin
A financial plan for every aspiration
Start by connecting with a TD Wealth financial planner and you could get up to $5,0001
1Conditions Apply. Limited time offer.
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I have been working in the financial services industry since 1991, with a focus on fostering strong client relationships and helping customers achieve their personal financial goals. I hold a Bachelors degree in Business Management from Ryerson. I also hold the CERTIFIED FINANCIAL PLANNER™ certification offered by the Financial Planning Standards Council. I look forward to working with you.
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Your Unique Goals
Knowing that you have a plan for tomorrow will help you concentrate on getting more out of life — today.
TD Wealth Financial Planning
Your priorities are important to us. We can work together towards your goals, and can help with:

Accumulating wealth
We've spoken about your goals for the future, and how we can work together to develop innovative wealth strategies.
To keep you up to date on key financial considerations, I've included content for your viewing. If you'd like to discuss any of those topics in further detail, I'd be happy to schedule some time for us to chat.

Stepping into retirement: Preparing for the big transition
The transition from a successful career to this stage in life isn’t always easy.

Monthly Perspectives: August 2025 | Red Light, Green Light
The auto industry is a microcosm for Canada when it comes to concerns over the impact of tariffs. For investors, this is where things get tricky. Tariffs for the auto industry are a big negative for the Canadian economy and jobs. As always, the key to surviving — and thriving — is having a well-diversified, contemporary investment portfolio built around a thoughtful wealth plan, backed by institutional-grade research, and managed by professionals employing active strategies.

What To Expect From TD Wealth Financial Planning




Trending Articles
Stay informed and enhance your investment knowledge with our curated articles on the latest news, strategies and insights.
Money Mismatch: 4 ideas to manage your money and your relationship
Article
Money Mismatch: 4 ideas to manage your money and your relationship
More than half of Canadians surveyed say they would break up over a partner's spending habits. Here's why some planning and flexibility can be the foundation of a great money partnership.
2026 resolutions: 4 things you can do now to improve your fiscal fitness
Article
2026 resolutions: 4 things you can do now to improve your fiscal fitness
Starting the new year on the right foot, financially, may be easier than you think. Are you ready to strengthen your wealth building muscle? Here are four ways to get your money doing some of the heavy lifting.
3 questions snowbirds should ask before taking flight
Article
3 questions snowbirds should ask before taking flight
The annual migration may look a little different for Canadian snowbirds this year. Whether you're still planning or already packing, here are three items to double-check before heading abroad for an extended period.