Steven Lesperance

Steven Lesperance

Financial Planner

B.Comm.

CFP®

Building your financial future – together

Phone

Office

(519) 733-8019

Office Location

291 Main St E Kingsville, ON N9Y1A7. map

See Additional Office Locations

I have been working in the financial services industry since 2005, with a focus on fostering strong client relationships and helping customers achieve their personal financial goals. I hold a Bachelors degree in Finance from The University of Windsor. I look forward to working with you

Certificates

B.Comm.

CFP®

Frequently asked questions

Get answers to your financial planning questions.

Your Unique Goals

Knowing that you have a plan for tomorrow will help you concentrate on getting more out of life — today.

The Latest at TD Asset Management

To tailor to a client's evolving needs, we have access to the expertise at TD Asset Management. This strategic relationship allows us to deliver legendary client experiences, comprehensive solutions, and timely advice when clients need it most. TD Asset Management Inc. (TDAM) is a leading asset manager in Canada with an expanding global presence.

Monthly Portfolio Outlook

A monthly update of the outlook from WAAC including the strategic and dynamic asset-class weights by investor profile as determined by the Wealth Investment Policy Committee.

Market Perspectives: The New Market Regime: More Paths to Performance

The TD Wealth Asset Allocation Committee provides its latest views on asset classes, where investing opportunities may arise, and future scenarios for global economies and interest rates.

TDAM: Tax & Retirement Planning Guide

At TD Asset Management Inc. (TDAM), we understand the importance of tax planning to investors. There are many tax-efficient investment vehicles available to Canadians to help maximize after-tax income and grow their investment portfolios.

Research and Insights From The Wealth Investment Office

Staying on top of financial markets is important for making investment decisions. Check out our latest commentary and analysis.

Portfolio Strategy Quarterly | Q3 2026: Never Mind the Nonsense

Today, the mood feels heavy. Wars are growing larger and more systemically important. Governments are rearming. Energy security is back at the centre of policy. Deficits matter. Supply chains are fragmenting. Artificial intelligence is creating both excitement and anxiety. And, as such, central banks may have less freedom to rescue markets when inflation and fiscal pressures remain alive. But dread is not destiny.

WIO: Quarterly Market Review: Q2 2026

Market commentary on the latest quarter focusing on Canadian and U.S. fixed income, and Canadian, U.S and international equities.

Monthly Perspectives: August 2026 | A Year of Revelations

We argued that 2026 would be a year of revelations in which narratives would give way to execution and theory would be tested against reality. Since publishing our Year Ahead, we’ve come to describe this framework more explicitly as the Resilience Regime. Slightly more than halfway through the year, that framework still feels remarkably relevant.

Success Begins With Understanding

A financial plan is an in-depth document with many individual parts. By gaining an understanding of your needs, we help to ensure that your plan reflects your current financial situation and defines your goals, the timelines for targeting them and the steps you need to take to get there.

Your hopes and expectations are at the heart of your financial plan.

That’s why at TD Wealth Financial Planning we take the time to discover and appreciate your needs, and include them in any discussion of your goals, so that together we may set a course for the future that you envision for yourself and your family.

The goals and dreams you and your family share for your work and career, well-being, home, lifestyle and legacy.

Over time, you may find that your needs and goals change. TD Wealth Financial Planning has the expertise to help you stay on track. As we continue to meet with you, we’ll introduce new strategies to adapt your financial plan to those changes. We look forward to developing a relationship with you in order to understand your goals and aspirations and design a plan that continues to meet your current needs and future goals.

What To Expect From TD Wealth Financial Planning

As a TD Wealth Financial Planning client, we will help develop a deep understanding of you and the needs, goals and priorities you have for yourself and your family. With that deep understanding, We will work with you to develop your personalized financial plan. And that’s just the beginning of our journey. Over time, we will be there to help guide you as your life evolves, celebrating milestones, helping you manage the unexpected and updating your plan as your circumstances change.

Your Goals Are Our Priority

Whether your needs are simple or complex, I can help you create a personalized financial plan that:
  • Can enhance your confidence in your ability to achieve your goals
  • Takes into consideration what is most important to you
  • Maximizes savings through investment and tax strategies

Trending Articles

Stay informed and enhance your investment knowledge with our curated articles on the latest news, strategies and insights.

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Bare trusts: What the 2026 reporting rules could mean for you

Share a bank account with an aging parent? Helping a child qualify for a mortgage by being on title? Situations like these could be considered bare trusts and may require a tax return to be filed, even when no tax is owed. Nicole Ewing, Principal, Wealth Planning Office, TD Wealth, explains what you need to know and what exceptions could apply.

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Location, leverage, lifestyle: Is an income property right for you?

Rental real estate can play a strategic role in building and preserving wealth. Here’s how discerning investors can evaluate its place in 
their portfolio.

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What would it take for Oscar and Lakshmi to retire five years early?

They have savings, a pension, and valuable real estate. But leaving work at 60 means deciding which matters most: retiring early, spending comfortably, or keeping two properties.