Rishi Prasad

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Rishi Prasad

Senior Financial Planner

CFP®

Building your financial future – together

Phone

Office

(519) 621-7221

Office Location

4275 King St E Suite 120 Kitchener, ON N2P2E9. map

I have been working in the financial services industry since 2000, with a focus on fostering strong client relationships and helping customer achieve their personal financial goals.

My commitment to continuous education, as well as completion of required qualifications, has earned me the CERTIFIED FINANCIAL PLANNER® (CFP®) conferred by the Financial Planning Standards Council.  I also hold a bachelors degree in Economics from Wilfrid Laurier University.

I look forward to exploring investment strategies and solutions with you as we work together towards your unique financial goals.

Certificates

CFP®

TD Wealth Financial Planning

Your priorities are important to us. We can work together towards your goals, and can help with:

Tax Planning

Work with us to assess and recommend strategies that can help to reduce your tax burden, and:

  1. Reduce your taxable income during your lifetime or upon passing away
  2. Explore income splitting strategies
  3. Take advantage of tax deductions and credits available to you

Retirement Planning

We can offer strategies to help you become retirement-ready by discussing questions like:

  1. How much income is needed for the retirement you aspire to?
  2. How can you save enough to fund your retirement?
  3. How can you reduce taxes during retirement?
  4. When should you start taking your government benefits?

Estate Planning

Estate planning helps ensure your wishes are carried out and is an effective way to benefit your heirs.

  1. Ensure you have an up-to-date Will and Power of Attorney
  2. Consider using executor services like a corporate executor or Power of Attorney for Property
  3. Transfer your wealth and help avoid any unintended consequences

Our Steps To Preparing A Plan Uniquely Yours

We begin by gaining an understanding of your personal and financial goals. Next, we provide you with a summary of our discussion to confirm we have correctly detailed all of your aspirations. Then, we create a plan that includes recommendations unique to you. After reviewing our recommendations, and making sure that you are in agreement, we will begin to implement the various elements of your plan and continue to work with you along the way. This way, we can recommend periodic adjustments whenever your personal or financial circumstances change. This ongoing process provides the confidence that comes with knowing that your plan is keeping you on the path agreed-upon to help you meet your goals.

Your Goals Are Our Priority

Whether your needs are simple or complex, I can help you create a personalized financial plan that:
  • Can enhance your confidence in your ability to achieve your goals
  • Takes into consideration what is most important to you
  • Maximizes savings through investment and tax strategies

Our Steps To Preparing A Plan Uniquely Yours

Discover what truly matters to you. We can offer planning and advice that can grow and evolve with you.

Tim – Making sure Patty's legacy lives on

Creating a Legacy

When Tim and Patty were faced with a life-altering event, their TD Wealth advisor helped them through the deeply personal aspects of legacy planning. Hear, in Tim's words, how their TD Wealth advisor took the time to understand their vision and helped establish a legacy in Patty's honour that will inspire students for years to come.

Steve & Lee-Ann – Creating a personalized plan to retire early

Making up for lost time with a sound retirement plan

Steve and Lee-Ann know that the path to retirement has many twists and turns. They found that having the right TD Wealth advisor to help answer their questions, even the ones they didn't know to ask, can help uncover new possibilities. Find out how personalized retirement planning helped this couple retire earlier and make up for lost time.

Your Unique Goals

Knowing that you have a plan for tomorrow will help you concentrate on getting more out of life — today.

Market Commentary

Build your understanding of investment concepts and stay current with ongoing market trends. Choose from a variety of helpful daily, monthly, and quarterly newsletters and resources.

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TFSA limit rising to $7,000 for 2024: What will you do with the extra room?

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