Michael Leutner

Your Goals, Our Priorities
Leutner
Michael Leutner

Financial Planner

CFP®

BA

Working together to achieve the financial goals that matter to you most

Contact me

Phone

Office

(905) 833-6112

Office Location

2200 King Rd King City, ON L7B1A6. map

See Additional Office Locations

As a planner with TD Wealth Financial Planning, I am passionately committed to providing my clients a fully integrated financial plan that balances living life today with setting goals for tomorrow. I take the time to understand, not just their current financial circumstances, but also the objectives and motivations integral to it. Whether you are planning for retirement or starting a new business, I am here to help guide you every step of the way.

In my role, I focus on four key areas:

  • Build net worth – Identifying investment solutions that align to my clients’ evolving needs.
  • Implement tax-efficient strategies – Working with my clients to help create and structure their accounts to help reduce tax exposure while keeping income available for when it’s needed.
  • Protect what matters – Leveraging the expertise of TD specialists, I help integrate strategies to protect what matters to my clients.
  • Leave a legacy – Helping my clients to build a plan to effectively transfer their wealth.

Phone

Toll Free

(833) 557-1787

Certificates

CFP®

BA

TD Wealth Financial Planning

Your priorities are important to us. We can work together towards your goals, and can help with:

Tax Planning

Work with us to assess and recommend strategies that can help to reduce your tax burden, and:

  1. Reduce your taxable income during your lifetime or upon passing away
  2. Explore income splitting strategies
  3. Take advantage of tax deductions and credits available to you

Retirement Planning

We can offer strategies to help you become retirement-ready by discussing questions like:

  1. How much income is needed for the retirement you aspire to?
  2. How can you save enough to fund your retirement?
  3. How can you reduce taxes during retirement?
  4. When should you start taking your government benefits?

Estate Planning

Estate planning helps ensure your wishes are carried out and is an effective way to benefit your heirs.

  1. Ensure you have an up-to-date Will and Power of Attorney
  2. Consider using executor services like a corporate executor or Power of Attorney for Property
  3. Transfer your wealth and help avoid any unintended consequences

4 steps to your financial roadmap for life

Our four-step process helps keep your financial plan aligned with your goals and circumstances as they change over time.

Step 1: Discover

When it comes to financial planning, there is no one-size-fits-all solution. That’s why we get to know you as an individual. We want to understand what matters most to you, as well as the questions that keep you up at night, like:

  • Should I pay down my mortgage or save for retirement?
  • If something were to happen to me, would my family be okay?
  • Will I be able to accomplish the things that are really important in my life?

Step 2: Plan

With a complete understanding of what you want to achieve, your Financial Planner will work with you to develop a financial plan — your roadmap to achieving your goals — identifying and recommending solutions, strategies and products.

Depending on your situation, your financial planner may also bring in other TD specialists to help with unique aspects of your plan.

Step 3: Implement

Working together is essential to the success of your relationship with your financial planner. That’s why your Financial Planner will take the time to review each recommendation for your plan, to make sure you’re both on the same page. Together, you can move forward confidently.

Once you’ve confirmed the approach, you will receive a comprehensive, personalized financial plan as well as help in building a diversified portfolio made up primarily of TD funds designed to meet your goals by spreading risk, reducing volatility and enhancing the potential for solid long-term returns.

Step 4: Manage and review

Over time, your life will change, and your goals and priorities may shift. Regular one-on-ones give you the opportunity to get answers to any questions you have, helping you feel confident about meeting your financial goals and dealing with life’s financial challenges.

Your Financial Planner will track and manage your progress over time. Revisited every year, your financial plan acts as a valuable benchmark, showing where you are on your path to your goals. When necessary, your Financial Planner will speak to you about changes to your plan to help keep you on track.

Your unique goals

You've worked hard to get where you are today. Now's the time to maintain, grow, and protect your net worth. Get tailored advice, solutions, and strategies that can help achieve your goals.

Let's Connect

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