Arvin Ramasamy

Your Goals, Our Priorities

Get up to $10001 toward building your financial future from TD Wealth Financial Planning.

1Conditions apply. Offer ends March 1st, 2024.

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Arvin Ramasamy

Financial Planner

BA

CFP®

I go beyond building investment plans, I build personalized financial plans

Phone

Office

(519) 582-2393

Office Location

121 King Street Delhi, ON N4B1X9. map

See Additional Office Locations

Vision Statement:

My vision is to be the catalyst for my clients' financial success by crafting personalized financial plans. I aspire to earn not just their business, but their trust, becoming the go-to person for all their financial needs. Through unwavering commitment, transparency, and a deep understanding of individual needs, I aim to empower my clients to achieve their financial goals, creating a lasting impact on their lives and fostering enduring partnerships built on trust.

About  Me:

I am a dedicated financial planning professional with a strong educational background and a deep commitment to excellence in my field. Holding a Bachelor's degree in Business Administration has provided me with a robust foundation in essential business principles and practices. To further expand my expertise, I pursued post-graduate diplomas in both business and financial planning, demonstrating my unwavering dedication to continuous learning and professional development.

A significant milestone in my career is the achievement of the highly esteemed Certified Financial Planner (CFP) designation conferred by FP Canada. This credential not only reflects my commitment to upholding the highest ethical and professional standards but also highlights my ability to offer clients comprehensive and well-informed financial guidance.

As a Financial Planner with TD Wealth and a burning passion for financial planning, I am excited to collaborate with you in creating a plan that will help you achieve what truly matters to you and your family. My areas of expertise include,

•       Building Net worth

•       Implementing Tax Efficient strategies

•       Protecting what matters

•       Leaving a legacy

Certificates

BA

CFP®

Languages

English

Tamil

TD Wealth Financial Planning

Your priorities are important to us. We can work together towards your goals, and can help with:

Tax Planning

Work with us to assess and recommend strategies that can help to reduce your tax burden, and:

  1. Reduce your taxable income during your lifetime or upon passing away
  2. Explore income splitting strategies
  3. Take advantage of tax deductions and credits available to you

Retirement Planning

We can offer strategies to help you become retirement-ready by discussing questions like:

  1. How much income is needed for the retirement you aspire to?
  2. How can you save enough to fund your retirement?
  3. How can you reduce taxes during retirement?
  4. When should you start taking your government benefits?

Estate Planning

Estate planning helps ensure your wishes are carried out and is an effective way to benefit your heirs.

  1. Ensure you have an up-to-date Will and Power of Attorney
  2. Consider using executor services like a corporate executor or Power of Attorney for Property
  3. Transfer your wealth and help avoid any unintended consequences

Success Begins With Understanding

A financial plan is an in-depth document with many individual parts. By gaining an understanding of your needs, we help to ensure that your plan reflects your current financial situation and defines your goals, the timelines for targeting them and the steps you need to take to get there.

Your hopes and expectations are at the heart of your financial plan.

That’s why at TD Wealth Financial Planning we take the time to discover and appreciate your needs, and include them in any discussion of your goals, so that together we may set a course for the future that you envision for yourself and your family.

The goals and dreams you and your family share for your work and career, well-being, home, lifestyle and legacy.

Over time, you may find that your needs and goals change. TD Wealth Financial Planning has the expertise to help you stay on track. As we continue to meet with you, we’ll introduce new strategies to adapt your financial plan to those changes. We look forward to developing a relationship with you in order to understand your goals and aspirations and design a plan that continues to meet your current needs and future goals.

Our Steps To Preparing A Plan Uniquely Yours

Discover what truly matters to you. We can offer planning and advice that can grow and evolve with you.

Tim – Making sure Patty's legacy lives on

Creating a Legacy

When Tim and Patty were faced with a life-altering event, their TD Wealth advisor helped them through the deeply personal aspects of legacy planning. Hear, in Tim's words, how their TD Wealth advisor took the time to understand their vision and helped establish a legacy in Patty's honour that will inspire students for years to come.

Steve & Lee-Ann – Creating a personalized plan to retire early

Making up for lost time with a sound retirement plan

Steve and Lee-Ann know that the path to retirement has many twists and turns. They found that having the right TD Wealth advisor to help answer their questions, even the ones they didn't know to ask, can help uncover new possibilities. Find out how personalized retirement planning helped this couple retire earlier and make up for lost time.

Your Unique Goals

Knowing that you have a plan for tomorrow will help you concentrate on getting more out of life — today.

Market Commentary

Build your understanding of investment concepts and stay current with ongoing market trends. Choose from a variety of helpful daily, monthly, and quarterly newsletters and resources.

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Money Talk

Cut out the noise.
Hear what matters.
Watch our top story now

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As 2023 draws to a close, there are some key changes coming that investors may want to prepare for, including an increase to the TFSA contribution limit for 2024 and adjustments to the Alternative Minimum Tax system. Nicole Ewing, Director, Tax and Estate Planning at TD Wealth, discusses what to expect with MoneyTalk’s Greg Bonnell.
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