Freya Ma, Financial Planner,Toronto, ON

Phone

Office

Office Location

180 Dundas St W Suite 100 And 200 Toronto, ON M5G1Z8. map

As a planner with TD Wealth Financial Planning, I am passionately committed to providing my clients a fully integrated financial plan that balances living life today with setting goals for tomorrow. I take the time to understand, not just their current financial circumstances, but also the objectives and motivations integral to it. Whether you are planning for retirement or starting a new business, I am here to help guide you every step of the way.

In my role, I focus on four key areas:

Build net worth – Identifying investment solutions that align to my clients’ evolving needs.
Implement tax-efficient strategies – Working with my clients to help create and structure their accounts to help reduce tax exposure while keeping income available for when it’s needed.
Protect what matters – Leveraging the expertise of TD specialists, I help integrate strategies to protect what matters to my clients.
Leave a legacy – Helping my clients to build a plan to effectively transfer their wealth.

Certificates

M.Com

Languages

English

Chinese

The Planning Process

Analyzing your individual financial situation is not a one-time exercise. As you grow and experience life changes, your needs evolve at the same time. That is why your wealth plan needs to grow along with you.

Our unique discovery process uncovers the values behind your personal vision of success.

Building Net Worth

We've spoken about your goals for the future, and how we can work together to develop innovative wealth strategies to help you build your net worth. To keep you up to date on key financial considerations, I've included some content below for your viewing. If you'd like to discuss any of those topics in further detail, I'd be happy to schedule some time for us to chat.

Implementing tax-efficient strategies

It's never too early nor too late to start thinking about tax-efficient strategies. To ensure that you're up to date on timely tax-related considerations, I've included a few articles below for your viewing. If you'd like to discuss any of the topics raised in further detail, I'd be more than happy to schedule some time for us to speak.

Leaving a legacy

Leaving a legacy may mean something different to each of us. Whether your top priorities lie in estate planning and trusts orcharitable giving and philanthropy, it's important to have a plan in place. To help you optimize the eventual transfer of your wealth, I've included a few articles below that you may find valuable. If you'd like to discuss any of the topics raised in further detail, I'd be happy to set up some time for us.

What To Expect From TD Wealth Financial Planning

As a TD Wealth Financial Planning client, we will help develop a deep understanding of you and the needs, goals and priorities you have for yourself and your family. With that deep understanding, We will work with you to develop your personalized financial plan. And that’s just the beginning of our journey. Over time, we will be there to help guide you as your life evolves, celebrating milestones, helping you manage the unexpected and updating your plan as your circumstances change.

幫助實現對您和您的家人真正重要的事情。

我們的財富方案專注於四個關鍵領域，以確保您獲得可以信賴的個人化財富計劃。

建立資產淨值：我們可以透過制定有效的策略和投資方案來幫助您建立資產淨值，以滿足您隨著時日而轉變的需求。

保護重要事務：透過充分利用TD專員的專業知識，我們可以整合策略，幫助您保護在人生不同階段中最重要的事務。

實施節稅策略：我們與您並肩合作，幫助您設立和構建賬戶，以便減少稅務風險，同時保持在有需要時的可用收入。

遺贈安排：我們重視您留下的建樹。我們將幫助您制定計劃，滿足您最珍重的優先事項並優化您的財富傳承。

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